This website is provided by Ruparelia Consultants Limited (“RCL”) in good faith on an “as is” basis. Your use of the site constitutes your acceptance of the terms and conditions set out below.

The site is provided free of charge and for information only. Unless otherwise stated, the content on this site is for the personal, non-commercial use of individuals only. It may not be copied, reproduced, distributed, edited or in any other way modified without prior written consent from RCL.

You should not use network monitoring or discovery software to establish the site architecture, or to obtain information about users or usage. You should not use a robot, spider, device (automatic or manual) or any other process to monitor the site or to copy the site or its content without RCL’s prior written permission.

Use of this site does not constitute any kind of contractual relationship with RCL.

The site and its content do not constitute professional advice. Your use of the site and its content is entirely at your own risk.

RCL makes every effort to make sure the site provides up-to-date and accurate information. However, to the extent permitted by applicable law, RCL gives no representations, warranties or conditions concerning the site, its content or other sites linked to it. RCL does not represent or warrant that the site will be free from errors. RCL does not warrant that the site will be free from viruses not that access to the site will be uninterrupted. RCL does not accept liability for any error or omission in the information or services provided on, downloaded from, or accessed via this site, nor for losses or damages arising in any way from an individual’s use of the site, except as required under applicable law. RCL may make changes to the content on this site at any time.

Sometimes links to third party sites will be provided from this site. RCL does not accept any responsibility or liability, nor offer any warranties or representations relating to the content or practices of these third parties, nor for their privacy and security procedures which may differ from RCL’s. Links to third party sites do not necessarily constitute an endorsement of that site.

RCL reserves all intellectual property rights for the content on this site, unless otherwise stated. The content is protected by copyright laws. You may print or download one copy of the publications produced by RCL for your personal reference and you may draw the attention of others within your organization to material posted on the site.